Front Office Savings Activity (FOSA) Loans

 Karibu Loan

• Granted to FOSA account holders whose salary passes through FOSA or with regular savings.
• Maximum repayment period of 48 months.
• Interest rate of 1.2% per month on reducing balance.

HSF Special Advance Loan

• Interest rate of 1.15% per month on reducing balance.
• Maximum repayment period of 24 months.
• Maximum  loan amount Ksh. 600,000

HSF Okoa Advance Loan

• Interest rate of 1.1% per month on reducing balance.
• Maximum repayment period of 12 months.
• Maximum loan amount Ksh. 200,000.

 About FOSA